CAHI-Citizens for Affordable Homes,Inc. Credit Counseling Program

CITIZENS FOR AFFORDABLE HOMES, INC.

"Nevada's Leading Builder of Self-Help Homes"

Purpose

CAHI's Counseling Assistance Program provides a full range of comprehensive services, advice and assists low and very-low income consumers in improving their housing conditions and meeting the responsibilities of homeownership.

Eligibility

All low and very-low income individuals that apply for CAHI's self-help homebuilder's program are elgibile under our Credit Counseling Assistance Program on a no fee basis.

Credit Counseling Program

Nevada ranks next to last in average credit scores. A good understanding of credit management is essential in the preparation for homeownership. Providing credit counseling and financial education will promote homeownership and self-sufficiency, strengthening families, neighborhoods and communities.

For more information contact Ms. Rosa Garza at 775-883-7101 or

Strategies

To counsel families on financial and debt management matters to overcome credit issues.
To assist prospective homeowners to develop a total awareness of the economic and personal investment in homeownership and to learn the necessary skills for the protection of such an investment.
To assist low and very-low income housing consumers who have become delinquent due to economic or other factors beyond their control to reinstate their mortgage or rental account.
To assist housing consumers in the maintenance, repair and rehabilitation of housing.
To provide post-occupancy counseling to CAHI homebuilders on a quarterly basis for one year.
To provide consumer education on avoiding identity theft and predatory lending practices.